MetLife Dental Insurance Coverage
Dental insurance policies can be complicated for the average person who doesn’t review them every day. At Safari Dental & Orthodontics, we are happy to process and file dental insurance claims for most major PPO plans. We are also in-network providers for a number of benefit plans, including MetLife dental insurance. If you and your loved ones are covered by MetLife dental insurance, please let our team know before your first visit. We’ll be happy to review the details of your individual policy with you and explain how we can maximize you benefits. If you have questions about your MetLife plan, please don’t hesitate to call our team. We’ll do our best to answer your questions and help you understand how our Bryan dentist and dental team can help you maximize your benefits.
MetLife Dental Insurance Basics
Every MetLife dental insurance policy is a unique agreement between the benefit provider and the insured. Before we give you any specific information about your treatment coverage, we will need to review your policy. After reviewing your benefit plan and/or submitting a preapproval request, our team will provide you an accurate estimate of any out of pocket costs associated with your dentistry care. In most cases, patients with MetLife insurance can expect to receive the following coverage up to their annual plan maximums:
- 80 to 100% coverage for preventive care
- 50 to 80% coverage for restorative services
- 50 to 75% coverage for orthodontic treatments (employers have an option to elect or forgo orthodontic coverage)
- Other treatments not typically covered
Benefits of Visiting an In-Network Provider
In-network dentists, like Safari Dental & Orthodontics, have contracts with insurers to charge their established fair and average prices for covered services. That means you’ll only ever need to pay the out of pocket percentage of the cost of your treatment. Out of network providers can charge higher fees for their services, but you will need to pay the difference in price as well as your out of pocket treatment percentage. In most cases, this difference in price is negligible, but you’ll never have to worry about the additional costs when you visit an in-network provider.
Keep Your Smile Healthy & Maximize Your Benefits
If you’re already a patient of Safari Dental & Orthodontics, you know we offer personalized dentistry plans for everyone we treat, and that these plans have an emphasis on preventive dental care. We work hard as your dental health partners to help you keep your smile whole and healthy for life. In addition to being one of the most important ways to keep your natural smile beautiful, these six month dental exams and teeth cleanings also receive the greatest amount of coverage from benefit plans. In fact, some dental insurance providers cover twice a year dental checkups and teeth cleanings at 100%.